Expertise Matters. Retail
Protect Your Reputation, People, And Profits.
As a retailer, you face enormous challenges to effectively manage your risk exposures across developing technologies, new geographies, and extended supply chains. You need an insurance partner who understands. Let us work alongside you to provide the solutions you need to protect what matters most to your business.
We Focus On Risk, So You Can Focus On Customers.
Whether in store or online, the success of your retail business relies on a dizzying number of variables, from logistics and supply chain issues to fickle customer tastes. It also depends heavily upon how you manage risk. Keeping the doors (or website) open is key to keeping your customers. We can help you prepare for a wide variety of risks, helping you with:
- Understanding cyber and internet-sales exposure
- Analyzing supply-chain and logistical risk across geographical borders
- Assessing fire- and life-safety risks
- Limiting crime exposure
- Managing employee benefits and well-being
- Providing robust employer and public-liability claims defensibility
We’re With You Every Step of the Way.
We work with you every step in the placement process, making sure you understand your options so you can get the protection you need.
1. Risk Analysis: Stop Wondering if You’re Missing Something.
We’ll help you identify and measure your risks, then make individualized recommendations to eliminate, reduce, finance, or transfer them in alignment with your goals and objectives.
2. Insurance Company Selection: You Have A Friend In The Business.
We’ve built long-term relationships with insurance companies and vendors that understand the exposures unique to agribusiness. Our premium volume gives us leverage with them, which we use for your benefit.
3. Coverage Negotiation: Firmly In Your Corner.
We are your advocate and will always push for the broadest coverage and most cost-effective options, in addition to tailored policy and program enhancements specific to your business.
4. Renewal: We’ll Make It Easy.
Using as little insurance jargon as possible, we’ll prepare and present coverage terms and conditions, reviewing the advantages and disadvantages of each option.
5. Placement and Ongoing Monitoring: Looking Out For You.
Once we’ve bound the selected programs, we can continue to monitor performance throughout the year to make modification recommendations as necessary.
Serving Up Custom Solutions For You.
While the best solution for you will depend upon your specific needs, we often partner with retailers in areas including:
- Liability (General Liability, Bodily Injury, Property Damage, Personal and Advertising Injury, Commercial Auto, Product Liability, Employment Practices Liability, Cyber Liability, etc.)
- Property (Commercial Property, Business Personal Property, Business Interruption Insurance, etc.)
- Business Owner’s Policy
- Crime Insurance
- Workers’ Compensation
- Employee Benefits
- And More
Know For Sure: Request An Insurance Review.
Are you adequately protected against the specific risks your business faces on a daily basis? Are there gaps in your coverage? See what a review of your current policies uncovers. You may find that you already have exactly what you need. You may find otherwise. Either way, you deserve to know for your peace of mind.
Let’s take a look at your situation at no obligation or cost.
